XPower Banq Protocol

DeFi Lending with Locked Positions, Lethargic Governance, and Capital-Efficient Liquidation.

Optionally Locked Positions

Lock your supply or borrow position for a fixed term to earn more (or pay less). Locked supply cannot be dumped during a crash, attenuating cascades by a factor of (1 − ϕ).

Lethargic Governance

Every parameter change is bounded to 0.5×–2× per cycle and phased in asymptotically. A 10× change requires 4 months — you always have time to react.

Debt-Assumption Liquidation

Liquidators don't need liquid capital — they just take on the victim's debt and collateral. More capital-efficient and friendlier to keepers.

Log-Space TWAP Oracle

Geometric-mean temporal averaging with bidirectional spread computation. Two-tick flash-loan immunity, ~40 hours of sustained manipulation needed for 90% deviation.

Beta-Distributed Caps

Sybil capacity gain rate-limited to O(√n). Patient attackers can still accumulate, but no one monopolises the pool overnight.

Composable by Design

Supply and borrow positions are ERC20s. Vaults are ERC4626. An optional WSupplyPosition ERC4626 wrapper integrates cleanly with the broader DeFi stack.

XPower Banq Protocol

Optionally Locked Positions

Lethargic Governance

Debt-Assumption Liquidation

Log-Space TWAP Oracle

Beta-Distributed Caps

Composable by Design

Introduction

Concepts

Features

Using the Protocol

For Developers

For Keepers

Governance

Parameters

Risks

Security

Research

Reference